Before You Quit KKM: Your Proper Exit Plan
Protect your finances, plan your next move, and exit medicine without regrets.
Why You Need an Exit Plan
- Avoid financial stress and panic decisions
- Transition smoothly to your next career
- Protect your mental health and family stability
- Leave medicine without future regrets
Step‑by‑Step Exit Roadmap
1️⃣ Assess Your Financial Health
Calculate 12–24 months of living expenses, clear high-interest debts, and build an emergency fund.
2️⃣ Build Side Income
Explore locum, telemedicine, online teaching, or small business to secure income before resigning.
3️⃣ Choose Your Next Path
Decide between clinical, non-clinical, or outside medicine.
4️⃣ Plan Your Exit Timeline
Give yourself 6–12 months to prepare, save, and discuss lifestyle changes with your family.
5️⃣ Exit Gracefully
Follow KKM resignation steps, secure recommendation letters, and maintain good relationships.
Pros & Cons of Leaving Medicine
✅ Pros
Better work-life balance
Opportunity to explore new passions
Reduced burnout and stress
⚠️ Cons
Loss of stable income
Risk of career gap
Loss of medical identity
Exit Readiness Calculator
Doctor Exit Plan Checklist
A complete guide for doctors to prepare financially, emotionally, and professionally before leaving clinical practice
1. Financial ✅
Saved at least 6–12 months of living expenses
Cleared or minimized high-interest debts
Have a backup side income or investments
Reviewed EPF, ASB, or other savings
2. Career & Skills ✅
Listed transferable medical skills
Explored non-clinical or business opportunities
Updated CV / LinkedIn / Professional Portfolio
Completed any short courses or certifications
3. Legal & Contract Matters ✅
Reviewed employment contract for notice periods
Checked bond / scholarship obligations
Settled insurance or indemnity requirements
Documented resignation plan in writing
4. Emotional & Family Preparation ✅
Discussed decision with family or spouse
Sought advice from mentors or trusted peers
Mentally prepared for a new lifestyle and identity
5. Exit Execution ✅
Gave formal resignation with notice
Completed handover of patients and duties
Collected reference letters and certifications
Planned first 3–6 months after exit clearly
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